Key Features That Large GCs Care About

What Large General Contractors Want in a Construction Insurance Tracking Tool

For General Contractors, managing insurance compliance across a large network of subcontractors is a critical part of risk mitigation. With growing project complexity and tighter contract requirements, outdated methods—like spreadsheets or inboxes—no longer suffice.

At Constrafor, we provide construction insurance tracking software purpose-built for GCs. Our platform goes beyond document storage, delivering automation, real-time compliance insights, and industry-specific features designed to reduce administrative burden and project risk.

Here’s what large general contractors prioritize in a COI tracking solution—and how Constrafor meets those needs.

1. Automated COI Collection and Compliance Checks

Manual COI tracking slows down subcontractor onboarding and increases the risk of gaps in coverage. GCs need a system that automates:

• Certificate of Insurance (COI) collection workflows.
  
  
• Smart document ingestion from email or portal uploads.
  
  
• Automated compliance checks for coverage types, expiration dates, and policy limits.
  
  

With Constrafor’s insurance compliance management system, your team ensures only compliant subcontractors are approved—saving time and protecting every project.

2. Real-Time Compliance Monitoring

Top GCs want live visibility into subcontractor insurance compliance across all jobs. Constrafor offers:

• A real-time compliance dashboard across all projects.
  
  
• Alerts for missing or expiring insurance certificates.
  
  
• Project-level filters to support field and risk teams.
  
  

No more chasing documents or digging through emails—Constrafor makes COI compliance tracking seamless and transparent.

3. Track OCIP, CCIP, and Blanket Insurance Policies

Not all insurance coverage is project-specific. Many large jobs operate under:

• Owner-Controlled Insurance Programs (OCIP)
  
  
• Contractor-Controlled Insurance Programs (CCIP)
  
  
• Blanket insurance policies covering multiple projects
  
  

Constrafor's system enables easy tagging and tracking of these policy types, ensuring accurate compliance data whether the coverage is project-based or blanket. This feature sets Constrafor apart from generic insurance tracking software.

4. Endorsement and Waiver Verification

COIs are just the starting point. GCs often require:

• Additional Insured endorsements (CG 20 10, CG 20 37)
  
  
• Waivers of Subrogation
  
  
• Primary and Non-Contributory language
  
  

Constrafor automates the collection and review of these key documents, ensuring your insurance records are audit-ready and contract-compliant.

5. Subcontractor-Friendly Self-Service Portals

GCs need a contractor insurance tracking system that doesn’t slow down operations. Constrafor offers:

• Subcontractor self-service portals to upload COIs.
  
  
• Automated guidance on missing or incorrect documents.
  
  
• Seamless integration into subcontractor onboarding workflows.
  
  

This empowers subs to resolve compliance issues quickly—reducing friction and accelerating mobilization.

6. Audit Trail and Legal Readiness

In the event of claims or disputes, your insurance records must stand up to legal scrutiny. Constrafor provides:

• Version history and document retention.
  
  
• Full audit trails for every compliance action.
  
  
• Downloadable compliance reports for legal and executive teams.
  
  

This turns your construction insurance tracking system into a source of protection, not just administration.

7. Scalable Across Projects and Divisions

Constrafor is built for the complexity of enterprise GCs. We support:

• Multi-entity, multi-project architecture.
  
  
• Role-based access for risk, legal, and field staff.
  
  
• Cross-project and company-wide compliance reporting.
  
  

Whether you're tracking 10 projects or 200, Constrafor scales with your operation.

Why GCs Choose Constrafor as Their COI Tracking Software

Constrafor’s platform isn’t just another document repository. It’s an end-to-end construction insurance management solution that centralizes subcontractor compliance, reduces risk, and streamlines communication.

With integrated modules for onboarding, contract execution, and early pay financing, Constrafor helps GCs manage risk and build stronger subcontractor relationships—all in one place.

Ready to improve your construction insurance compliance?
Request a demo of Constrafor’s industry-leading COI tracking software.