Early-Pay-Program-Logo-White

Early Payment Solutions for Construction Firms dramatically accelerates your payment cycle, improves cash flow, and reduces your costs - all without incurring debt or giving up equity. 

Talk to an Expert

HubSpot Video

How Early Pay Program
Factoring Works for Subcontractors

Start an Early Pay Program Request

Start an Early Pay Program Request

Create an account to start an early pay request. It’s easy and free to get started and you can cancel at any time.
eSign the Early Pay Program Contract

e-Sign the Early Pay Program
Contract

We'll review your request and provide details of all costs upfront in our EPP contract - no hidden fees, no long term interest.

Early Pay Program Get Paid within 48 Hours

Get Paid Within
48 Hours

Once the contract is signed, we’ll send the funds to your bank account within 48 hours via direct deposit.

Who can benefit from Early Pay Program?

Early Pay Program is made for subcontractors or specialty contractors who want to strengthen their company’s cash flow to:
→ Take on more projects
→ Finance mobilization costs for new projects
→ Purchase material and equipment
→ Pay bills & cover payroll
→ Pay down high-interest debt
who-benefits-from-early-pay-program

How does Early Pay Program compare to other financing options?

EPP combines the best of credit lines and bank loans: easy to access, no lengthy approval process, only pay for what you use, and does not have any monthly payments.
Early Pay Program vs Traditional Debt

The Only Construction-first
Financing Solution for Subcontractors

Free up cash without debt

Free up cash without debt

Free up working capital to grow your business without adding debt or giving up equity.
Get paid quickly and easily with Early Pay

Get paid quickly and easily

Apply in minutes, choose which invoices to finance, and get paid within 48 hours via direct deposit.
Control your cash position

Control your cash position

You know what you pay up front – no hidden fees, and no long-term interest.
Minimize your cost and risk

Control your cash position

You know what you pay up front – no hidden fees, and no long-term interest.

Plans and pricing

Subscribe and Save

Switch to annual subscription to save 20% off

Billed monthly
Billed annually

Blue

$0 / mo

$0 / year

0.5% weekly EPP fee.

Ideal for Early Pay customers with funding needs up to $100k.

Gold

$1,000 / mo

$9,600 / yr

0.4% weekly EPP fee. 

Ideal for Early Pay customers with funding needs up to $250k.

Platinum

$3,000 / mo

$28,800 / yr

0.3% weekly EPP fee.

Ideal for Early Pay customers with funding needs up to $500k.

Black

$7,500 / mo

$72,000 / yr

0.25% weekly EPP fee.

Ideal for Early Pay customers with funding needs up to $2M.

Frequently Asked Questions